" the human collective mood "

Archangel Michael through Linda Dillon

An hour with an Angel

 24 - October - 2013


 Graham Dewyea: Hello, and welcome to An Hour with an Angel, with Linda Dillon, the channel for the Council of Love and author of The New You: Emerging into the Brilliance of Humanity’s Heart Consciousness.

 Joining her is Steve Beckow, founder of the Golden Age of Gaia and author of Building Nova Earth: Toward a World that Works for Everyone.

 We’re switching gears a little bit today. Our guest is Archangel Michael. So, with that I’ll pass it on to you, Steve.

 Steve Beckow: Thank you, Graham. I have to say that I’ve got a bit of a cold today and hope it doesn’t interrupt things.

 We’re coming up to the second anniversary of InLight Radio and An Hour with an Angel. And Linda is the star of the show. How has it been for you for these two years?

 Linda Dillon: [laughing] I have never thought of myself as the star of the show!

 SB: [laughing] Without you, there is no show!

 LD: Quite the contrary! But thank you for the kudos! I’ll wear the crown! [laugh]

 SB: Uh-hunh…. It’s been quite a journey!

 LD: It has been an incredible journey and one of the things that, you know, Graham, you and I have laughed about is that we’re still standing!

 SB: Yes, indeed!

 LD: Or as is the case today, sitting. And we have been through so much! It, to me, Steve, it feels like we have compressed, I don’t know, maybe lifetimes, but certainly 20 years’ worth of growth and understanding and expansion into these past two years. And we’ve had our struggles and our disappointments and our… our disappointment with soon or demonstrations. But somehow we’ve always managed to really keep our focus on the fact that not only Hour with an Angel but InLight Radio and everything our team is doing — the Council of Love, the Golden Age of Gaia — is really about our spiritual journey, and going back to that sense of One.

 And so, even in what we have thought of as challenges, we’ve accepted it and anchored in a bigger and deeper, and I think in many ways more meaningful, understanding and more wise understanding of what those challenges have been about. And then there’s been these phenomenal gifts that come along, like the latest gift of clarity from the Divine Mother, that just make it all worth it.

 So, I’ve loved it. I’ve just loved the fact that we are reaching out and that we have this global community that we’re having a conversation with.

 SB: Absolutely. And, Graham, you are the founder of InLight Radio and the moving force behind it. You’ve had your own radio program. How are you with us coming on our second anniversary?

 GD: Oh, it’s exciting. It… we’ve accomplished a lot. I’m so proud of the team, and we’ve created what we created because of every individual who’s been involved with it. It’s been a wonderful co-creative process and team effort. And I’m just so proud of what we’ve done and how we’re doing it, not only in terms of what we’re rolling out and the shows, the quality of the shows, but also how we’re functioning as a team, and growing and learning and expanding. It’s a microcosm of what we discussed we believe is happening on the planet.

 So, boy, it seems like we started yesterday. It’s a funny thing with time. At the same time, it seems like we’ve been doing it quite a long time. So, I feel really great about it.

 SB: And we’re going to be meeting in conference at some time in the future, talking about what comes next, and also you, yourself, have been setting out in new directions like workshops. What do you see for the future?

 GD: I’m open. And I am learning to take one step at a time and be as present as I can, and really connect in my own wisdom, and just see how things unfold, especially during these times that are rapidly changing. And many new opportunities are coming to the forefront and just trying to enjoy the ride as much as I can. It ain’t always easy but it’s quite… it’s quite gratifying and fulfilling in many respects too, right? I wouldn’t trade it for the world.

 SB: No, me neither. Okay, well, thank you both. And today Archangel Michael is joining us, and he’s going to give what Linda has described as the State of the Union. And so….

 GD: Steve, before we go there, anything you’d like to share about this journey?

 SB: Ah, well…

 GD: From your personal perspective?

 SB: Sure! I have never been a radio host. That’s been a tremendously gratifying experience. And it’s actually allowed me to break the… break into, I guess public speaking is what you’d call it, because I always see myself as a writer and here I am doing a radio show. So it’s been a wonderful opportunity for me. And all the shows, you know, Stephen’s shows, your shows, Suzie’s shows, all of them — Linda’s shows! — have just…

 LD: Geoffrey’s shows.

 SB: Geoffrey’s shows… yeah. It’s been wonderful. I don’t think I’ve ever been involved in something so groundbreaking and unusual and just horizon expanding. So, I’m thrilled. I can’t wait for whatever’s next.

 LD: You know, one of the things, Graham, that you said last year when we gathered in Sedona and you were doing your presentation was talking about the shift and the new paradigm and the fact that so often we end our conversations by saying, “I love you,” and you saying, “And, folks, this is work we’re talking about!” [laugh]

 GD: Right.

 LD: And I think that’s really… not only have we maintained it, but it’s… it’s what sustained us, that this sense that we really are this soul family, that we’ve come together in this really big mission and purpose that isn’t the core of what we do, for any of us, and yet it’s become such a key element in our everyday lives.

 SB: Yes, the ease with which we work together. It’s just astounding.

 LD: It’s a gift.

 SB: Yeah. Okay. Well, let… I’ll let Linda relax and step aside to allow Archangel Michael in, and Archangel Michael, again, will be giving us a kind of state of the union. Welcome, Archangel Michael. 

Archangel Michael: Greetings. I am Michael, archangel of peace and warrior of love, and yes, I wish to speak this day about union and the state of union and the importance of union.

 And I also wish, in this time when you are speaking of Hour with an Angel, of InLight Radio, and all the wondrous beings, the host, the channel, the sponsors, but mostly the listeners. I want to thank you for listening, and for listening and heeding with your hearts.

 My beloved friends, you have changed, and you have changed from listening with your ears and your head to truly listening with your hearts. And this expansion, this shift, this movement and Ascension is not only known and noted on our side, it is celebrated. It is funny to say this, but I thank you all for giving me a platform where I may address you of matters that are of import to the Mother/Father/One, to each of you, and to all of us who serve the Mother in tandem with you.

 The most significant shift that we — and when I say “we” I mean all of us who speak with and through and to you; yes, Raj and St. Germaine and Gabrielle, the Mother — all of us — we have entered into union with you in a deeper, more profound way than ever before. And certainly we have not been in this state of union with you since the very beginning of Gaia.

 You have come and you claim your place, in mastery and as creator race. You claim your birthright to love, to joy, to light, to healing and yes, my beloved ones, to Ascension.

 There are many aspects and facets to each of your lives, and to the many talents and abilities that you have brought to the forefront for this journey. But within all of that, for all of you, consciously, unconsciously, knowingly or not, is this journey of Ascension, of becoming. And I do not mean becoming the totality or the wholeness of who you are, because you are already doing that.

 One of the reasons I have requested to speak to you this day is you do not always realize just how far you have come. Many of you have had those nights, even when it has been broad daylight, when you have been in the dark night of the soul, when you have cried out to the Mother, to me, and you have felt that your prayers or your desires have not been heard or been acted upon.

 I remind you what the Mother has said, “There is not one prayer, one plea, one request, one desire that goes unnoticed, but more importantly, unanswered.”

 Now, do we always answer in ways that you expect or anticipated? And I can hear you across the planet saying, “No!” But sometimes we do as well. But do not think, because we do not respond in what you consider your understanding of what you have asked for or require, that we are not responding, because that would be, at best, an incomplete understanding. And I do not mean incomplete as ‘wait until you are 90 years old.’ I simply mean that you do not always have the full range of variables or aspects of the plan that are already in motion.

 But before I discussed with you how well you are doing, how far you have come, how proud we are to be in this union with you, it was important to acknowledge and to reassure you that we know of your struggles and when you struggle, and you are never, never in that struggle alone.

 This belief and the destruction of this belief of isolation, of separation, this value has been one of the most destructive aspects of the old 3rd dimension. And it has also been one of the ones that was most firmly entrenched.

 But look at you, where you are sitting in your heart, whether you are alone in a cabin, on an island, or the Arctic, or in the streets of Bombay, you know you are not alone. And not only have you come to realize through the wonderful plethora of channelings and information that has been shared, both on the Golden Age of Gaia and the Council of Love, to say nothing of these various programs, you’ve come to know that you are part of the circle of love of lightworkers. And even if you feel that there are moments when you do not have a colleague at your elbow to turn to, that electronically, etherically, spiritually, you do have colleagues, brothers and sisters of your heart that you can and do turn to.

 This realization alone marks a turning point in the evolution of humanity. This realization that you haven’t been abandoned, forgotten, or that you never had to earn worthiness or deservingness, marks the biggest shift in consciousness, really, since Atlantis, and even before.

 You have reached the point in understanding that you are creator and co-creator, not only with the Company of Heaven, with us, but also with each other. And that, my friends, brings peace to Earth; in the knowing, not only that there is someone to cover you, but who loves and cherishes you, not only above, but below, not only within but without, that there are human beings, star brothers and sisters, angels and archangels, masters and enlightened beings, who love you. That knowing, that truth and that wisdom, is firmly instilled within each and every one of you.

 So what does this shift really mean? Well, it certainly meant that you were prepared for the Mother’s gift of greater clarity. And she has given that directly into your very core heart being. And what does that do? It promotes and allows greater creativity, cooperation, a deeper sense of knowingness, and a willingness to go forward and to claim the fullness of your birthright. And that birthright, my friends, is this topic that seems to be skirted around often these days, is Ascension.

 It is the elevation of your being into an entirely different, higher, expanded realm of heart consciousness. And with that, the attendant abilities to create, co-create and bring forth Nova Earth. 

Now, in the past while, and for some of you for decades, there has been much discussion about the shift — the shift of the planet, of the axis of the Earth, of political systems, the elimination of cabals or Illuminati, the shift in societal structures, political structures, financial systems, et cetera. None of this could occur, or would occur, unless humanity claimed it. And that became even more so with the decision of each of you, of each of your hearts, that you didn’t want to leave anyone behind, that you came as a circle and that you would ascend as a circle.

 Now, you have anchored this knowingness of worth. Do you have moments when you waver? Yes. But you aren’t falling off the bicycle, and you keep going.

 Now, you are beginning to truly see the shifts in all these systems that we have spoken of. And each of you, my beloved friends, are very busy with me at night. Some of you are with me in the White House. Some of you are on the ground in Afghanistan, in the caves. Some of you are on the plains of Africa with me. But never do you say to me, “Michael, I am too tired.”

 There are times when the Mother will say to me, “Put them on sabbatical,” and I do so, so that you do not overdo it, so that your physical form can continue on because your physical form, and the Ascension, while in form, is the Mother’s plan, but it is also yours. You will note… you say, “Michael, point to the changes.”

  One of those changes that I wish to point to is the greater enjoyment that you are beginning to experience of your body, of actually being in form. And this is particularly true — my sweet lightworker, love-worker, love-holder friends — because many of you have spent decades floating out of your body and seeking escape. Now you are coming to know, to cherish the physical form rather than thinking of it as something that needed to be conquered and brought into submission.

 The judgment factor, which was another false grid which has been so destructive as well, is pretty much gone. And how are you measuring this? How are you knowing? Not only are you being gentler and wiser in your decisions and discernment of each other, and I mean each other in your families, in your neighborhoods, in your communities, nation to nation… you are being more discerning and not judging your physical form. You are anchoring in the joy and the sound of laughter; the feeling of a smile on your face, and yes, even the acknowledgment of the sweetness of tears, be it in sorrow or grief or joy, and in the loving embrace of the physical reality.

 You are also coming to a gentler place with Gaia. Most of you have been committed to Gaia and the healing of Gaia, in one way or another, since the day your incarnated, and long before, even if you are completely off planet and starseed or walk-in, or braided walk-in.

 When you love yourself, you can feel the love for everything that Gaia has to offer, not just the animals, the trees, the rocks, the air, the water, but the people as well, because they belong to her, you belong to her, as she belongs to you. This is part of your soul contract. Otherwise you would not be on Gaia at this time.

 She has begun her Ascension. She is anchored, as you know, in the 5th. She did not shrug you off, which was completely a choice on her part, and certainly was completely feasible. But she has seen the work and the love that you have extended to her, particularly as her own flame flickered and as she was at a decision point of whether to stay or go.

 And you have held that flame for her, and you have nurtured her, and you have promised her, and you have kept your promise, to restore her, to defend her, to protect her, and to hold her in sacred union. 

The cleansing in a very dramatic way, and I don’t mean drama in terms of human drama. I don’t mean drama in terms of tsunamis or hurricanes or tidal waves or earthquakes, although those will occur from time to time, I mean the dramatic cleansing from the point of view of determination of all kingdoms, finally including the human kingdom, to restore Gaia to who she is, and then some, is in place.

 What we are seeing as a promising, even in the most war-torn places — and there are still far too many — but in those war-torn places what we are witnessing — not in those who are still involved in the struggle for power, but in the populace — they are declaring themselves and their intent that they want their country back. They want the cities to be clean again. They want the water to be available. They want the green fields and the fresh air and the skies to be clear of bombs and planes, of devastation.

 The mood, the human collective mood, of revenge is gone. It is not dissipating, it is gone. So now what you are working on — and, yes, sending to all these war-torn places everywhere — is the clarity of what love and peace and beauty can bring.

 Beauty is a divine quality that is often forgotten or overlooked, particularly in places of devastation; and yet it is beauty that restores the heart and emotional bodies, the mind, rapidly. When a child or a mother finds a flower that has survived between the cracks in the mortar as they leave the village, it is a gift not only of hope, but it is the memory, not only in this lifetime, but many lifetimes, of what can be. And that is being reactivated.

 My dear hearts, the human heart, the consciousness of your center, which is the center of love, is being reawakened, and you are saying, “Yes!” You are saying ‘yes’ individually and as one. And the number of times the collective has said ‘yes’ as one are rare.

 You are progressing. I have said to you weeks ago, that many of you have been milling about in the waiting room or in the terminal as pillars, as gate-keepers, as way-showers. Now, some are still milling about, those who are unconscious — and it matters not; the ticket is love — and they are feeling that, because they are in that waiting room with those who are expanding and giving love without condition.

You are ready. Now, you say, “Well, what does that look like, Michael?” Now, I know I could refer you to my sister, the central administrator, and she would give you great detail! But what it looks like is being awake, being in your heart, being in love, being the love, knowing you are the love and sharing the love.

 You have learned — yes, you will continue to learn! — the currency of the universe, the currency of the Mother is love. And you get that. Now, my currency is peace and love, and you get that as well. 

Because you get that, now you can translate it into currency, into political systems and social systems that are inclusive and generous and kind and considerate and filled with grace.

 So often, when those who pride themselves on intellectual prowess have said, “You cannot transform Gaia or the planet or the world without massive upheaval. You cannot change this system in a blink of an eye. It will take decades, hundreds of years.” And I wonder who they are talking to, or who they think is listening, and why they would limit themselves in such a way.

 Every day you inhale and you exhale, and you do not think about it. Every day, you shed skin, and you do not think about it. Every day the Earth moves; Gaia does not think about it. Change of a significant, unimagined nature can happen this rapidly and this simply. One of the things that you have spent the last two years — not simply the last year, but the last two years — perfecting is the power of ‘yes’ and the power of ‘no’.

 Now, you do not always exercise the power of ‘no’ as rapidly or as quickly as you do the ‘yes’. But you are well underway. You are learning, and you are embracing, you are anchoring. It is not theoretical, it is substantial. And I use that word specifically as in “substance.” You are anchoring union.

You are anchoring union with yourself, you are anchoring union with beloved partners, you are anchoring union with your family and with your soul family, you are anchoring union with your community, and you are anchoring union with us and with your star family. That is what this is about. It is about having a journey of love. And when that is in place, then you are already through the Ascension portal.

 That is your litmus test. That is your yardstick. Think about — yes think about, your level of understanding of what you comprehend and know — in your bones, in your tummies, in your heart, in your head — what you know today about who you are, where you are, what you are doing and what this is about as compared to a few years ago. My beloved ones, you have traveled leagues, spiritually, emotionally, mentally.

 Now, Steve, what do you have for me this night?

 SB: Well, I have three questions. You can address them as you wish during the rest of the hour, Lord. The first one is more a comment. I’ve noticed recently that the major obstacle for me these days is regret, the feeling that I haven’t used this lifetime to the best possible way that I could.

 So if you could address a few comments on what regret means, where it fits in with… what you’ve been talking about worthiness as being the primary step forward.

 The second is — and other listeners may have this question as well — whenever I contemplate union, with another person, say, I don’t know how to unite. There’s this physical body and that physical body. They’re not going to unite! What is it that unites? And what does the act of union look like? So that’s the second question. Sorry, I’m having trouble talking with such a cold.

 But… and the third question is, there may be some people who may not have experienced the changes you’ve described quite as much as other people. They still choose Ascension, but they may not have, for instance, have experienced as much of the grace or pur… I’m sorry, oh, [yeah,] purity and clarity of the Mother’s baptism of the last two weeks.

 What would you have to say to them that … who are wondering, “Gee, am I really getting benefit from this?” Those are my questions.

 AAM: Let us start with the last question first — the gift of the Mother, years ago of her Blue Diamond, and now, as you have put it, this wondrous baptism of clarity.

 You do not need to be fully aware that you are receiving it, or can we say labeling it as such, but there is a growing awareness. How do you know this? The tension, the stress, the sense of separation, the illusion of separation, is going to begin to ease.

 You say, “Well, Lord, what do I need to do to allow this to happen, to participate in making this happen?” It is very complex, so let me explain: you have need to breathe, period. It is as simple as that. You are in a free will zone and that is not interfered with. But when the mother decides to shower you with her grace, she does not wait for your permission. And if you are feeling in that dark night of the soul that I have referred to in the beginning, it is even more so, not less, but more, because what happens is you are more thirsty for this grace, for this shower and so you are more eager to accept it — unwittingly, unknowingly, it matters not.

 So, how you will know is by an easing of the stress. And yes, you will have the physical signs in your various societies — and I speak to all of you. I speak to you in Pakistan and in China. I speak to you in South America, in Venezuela, in Peru. I speak to you in Canada and France. You will see the shift and the ease. So do not worry about it. Keep breathing. And yes, keep allowing. That is necessary.

 About the union. Yes, there is physical union. And what you are seeing is physical union with yourself as well. But when we are speaking of sacred union, of course the body is part of it. But it expresses in various ways — with yourself, with us, with community. And then there is the sacred, individual partner.

 It is the heart connection. It is not simply the ecstasy and bliss of physicality. It is the tenderness. It is the sweetness. And it is a sense of surrender, not surrender of who you are, but the willingness to find that fine balance that we have talked of so many times. There are times when you give more and there are times when you receive more. There are times when you may be very certain in an ideation or a belief system, but you open the door a crack to allow your partner’s ideas, thoughts, beliefs to enter in and to be given due consideration; not that you are under some dictum or requirement to do so, but because you want to know them, you want to understand their experience and their view of this journey called life. And that is physical, it is mental, it is political, it is spiritual. There are no restricted areas.

 It is entering into greater telepathic communication. It is understanding the look in the eyes, or the quiet time, or the time to be frivolous, or serious. It is being free to truly and fully, in all the faces that each of you have, to be yourself, and knowing that in being yourself you will still be loved and cherished. 

When I say that your judgment of your sweet self has disappeared, when that is happening you don’t hold judgment of others either. So that danger zone, that destructive annihilation of judgment ceases. Now that does not mean that you do not act out of consideration. Quite the contrary. What it means is you act in greater consideration, in greater tenderness, because what you are sharing is so precious that you would never betray it. And betrayal, both on and off planet, has been a theme for eons.

 So, entering into union is this feeling that you won’t be betrayed if you are revealed. And it is something that grows. And from our perspective, when you are in sacred union, the key component is co-creation. It is the coming together of heart, of mind, of emotional need, desire. It is not detachment. It is detachment, and then attachment to the idea of co-creation. It does not have element of manipulation. But you come together to co-create, each in your own way, what you desire to experience in that sacred union. And it cannot be done in isolation.

 Yes, as an individual you have your own creations. But the co-creation is the element, the driving element in the sacred union partnership. And it is the co-creation of a home, of the relationship, of how you operate — some very basic fundamentals — to “What shall we do with the rest of our lives? How do our missions intersect? At what points do we serve the Mother and the plan together? And in which point do I hold and support you so that you can go and do what you need to do? And how do I create the atmosphere of love and protection, that when you have completed that mission in the outer world, you have the place of being cherished to return to — and I am not just speaking of a physical place, I am speaking of the heart space. Am I free to talk about any idea without fear of being chastised? Can I be a child and can I be an ancient? Can I be tired and grumpy? And can I be youthful and playful?”

 It is all of these things, and that expands to your family, to your community, and to the planet. This is the foundation of cooperation and Cities of Light. It is deep honoring and respect, not always agreement, but respect, and the knowing that as close as you may be that there will still be differences. 

Regret? There is no room, because regret, my friend, is a form of judgment. You are judging that you have wasted — an hour, a day, a decade. There is a school of thought that Gaia and your journey here is a school. Well, it is a form of school, but it is so much more. But can you be gentle with yourself and say, “I was learning, I was expanding, and I was doing what I thought or felt I needed to do”, even if that was taking the scenic route or perhaps the very long detour? It matters not. Because you think you are operating inside time and you really aren’t.

 But there is only the moment of being in your heart, right now, with yourself, with us, and with the Mother. When you are in regret you are attempting to live in the past and it will get you nowhere. So this is the opportunity for you to forgive, to be compassionate with your sweet self, and in humility to say, “Perhaps I did not understand that my divine perfection included error, or detour.”

 You love yourself. Hindsight, and understanding you can do things differently means that you do things differently now and as you go forward. And that is the purpose of reflection, not to be sad, not to be in regret, but to celebrate that you have the wisdom to see where you might have behaved, or thought, or felt differently.

 Give it no more energy than that and go forward. Go forward with me. Go forward with all of us in this union that we have. And go forward, my beloved ones, with each other. You are so cherished. You are almost there. Do not hesitate. We are with you.

 SB: Thank you, Lord. That was a tremendously inspiring talk. Thank you very much for that.

 AAM: Go in peace, dear hearts. Farewell.

 SB: Farewell, Lord.

 Channeled by Linda Dillon 10-24-13

Source : http://counciloflove.com/2013/10/archangel-michael-speaks-to-that-beautiful-state-of-union/#more-3621

" financial sector "

Dear All,
a very interesting article here on how transparency is coning to
the international financial sector, published on Bloomberg too,
;)
flo


Bank Born Out of Black Death Struggles to Survive By Elisa Martinuzzi & Vernon Silver

24 -  October  -  2013

 Siena, the medieval city renowned for its Palio horse races, is home to the world’s oldest bank. Within its aging walls lies a distinctly 21st-century tale of devastation wrought by local politicians and global financiers.

 Banca Monte dei Paschi di Siena SpA Headquarters,
 Siena officials founded Monte Paschi in 1472, after the Black Death wiped out more than half the city’s population. They modeled it after the pawnshops Franciscan monks had set up to counter usury. As it grew, the lender helped fuel the Renaissance in Tuscany that pulled Europe from the Middle Ages.

Banca Monte dei Paschi di Siena SpA's government bailouts and legal probes expose how the purchase of Banco Antonveneta SpA stretched Monte Paschi's finances, setting off a chain of events in which the bank used derivatives to hide trading losses.

After Giuseppe Mussari joined Monte Paschi, the fifth-biggest Italian lender at the time, the board authorized him to search for acquisitions to keep up with the country’s two largest banks, UniCredit SpA and Intesa Sanpaolo SpA, which were expanding.

 Former Merrill Dealmaker Andrea Orcel Andrea Orcel, a former Merrill Lynch banker, represented Santander on the $100 billion ABN Amro deal, the largest bank takeover ever. He also headed the Merrill group that helped Monte Paschi raise funds to buy Antonveneta.

 Banca Antonveneta Headquarters in Padova Antonveneta was owned by Dutch bank ABN Amro Holding NV, then in the process of being sold to a group of European lenders, including Royal Bank of Scotland Group Plc and Spain’s Santander. Photographer:

 Banco Santander SA Chairman Emilio Botin Emilio Botin has banking in his blood. The patriarch of a family that has helped run Santander for 118 years, he joined the bank in 1958, became CEO in 1967 and built it through acquisitions in Brazil, the U.S. and the U.K. into one of the world’s top-20 publicly traded lenders.

 Efforts to rescue the 541-year-old lender have cost Italian taxpayers 4.1 billion euros ($5.6 billion). The investment banks, including Merrill Lynch & Co., JPMorgan Chase & Co. (JPM) and Deutsche Bank AG (DBK), earned more than $200 million in fees from 2008 through 2011, filings and deal memos show.

 “These international banks come to exploit, and Italy is vulnerable,” said former Senator Elio Lannutti, who heads Adusbef, a consumer group for Italian bank customers. “On one side, there’s the local incompetence, and on the other side the bad faith of the international investment banks.”

 Franco Debenedetti, a former chief executive officer of Olivetti SpA, was even blunter.

 “It’s the inevitable consequence of medieval governance falling prey to the fangs of Wall Street,” said Debenedetti, now chairman of Italy’s Bruno Leoni Institute, a pro-free-market research group in Turin.


Antonveneta Deal 

Monte Paschi’s missteps began with its November 2007 agreement to buy Padua-based Banca Antonveneta SpA, according to accounts of a dozen people and more than 29,000 pages of depositions, e-mails and documents in court files. The Siena lender’s chairman at the time was Giuseppe Mussari, a political appointee with no prior bank-management experience who was in his first year on the job. Seeking to expand Monte Paschi’s reach, he offered 9 billion euros in an all-cash deal just as the global financial crisis was claiming its first victims.

The man he turned to for financial advice was Andrea Orcel, a top Merrill dealmaker. It was someone already familiar with the takeover target: Orcel was working for the other side just days earlier, earning millions of dollars advising Spain’s Banco Santander SA (SAN) on its purchase of Antonveneta, the same bank Mussari now wanted to buy.

The deal was a disaster for Monte Paschi. Pressed by Santander to complete the purchase quickly, Mussari agreed to pay 2.4 billion euros more than what Orcel’s Spanish client spent -- a 36 percent profit in just four weeks for flipping the Italian lender. Mussari never examined the financial books of the company he was trying to acquire, a standard procedure known as due diligence, the documents show.


 Project Santorini

Orcel rose to global finance’s top ranks and now runs investment banking at UBS AG (UBSN), Switzerland’s biggest lender. For Monte Paschi, paying that high a price in cash hampered its ability to weather losses in the global recession that followed the 2008 bankruptcy of Lehman Brothers Holdings Inc.

That’s when investment bankers stepped in again. They sold Monte Paschi derivatives contracts that ended up obscuring the bank’s mounting losses from regulators and investors. The deals further worsened the bank’s finances. In one such agreement, dubbed Project Santorini by insiders, Deutsche Bank loaned Monte Paschi about 2 billion euros in 2008, a transaction used to hide losses of 429 million euros.


 Mussari Trial

 Santorini came to light when Bloomberg News disclosed it in January, exposing a scandal that rocked Italy, affecting the outcome of national elections and sparking investigations. Three former Monte Paschi executives, including Mussari, went on trial last month for obstructing regulators on another derivatives deal, involving Tokyo-based Nomura Holdings Inc. (8604), in what could be the first of many cases.

 It wasn’t the first time global investment banks sold opaque derivatives in Italy. From the central government in Rome to the town of Cassino, borrowers have lost billions of dollars on such bets.

 In December, a judge convicted bankers at four firms, including JPMorgan and Deutsche Bank, of fraud in arranging an interest-rate swap for the city of Milan. He blamed a “grave asymmetry of information” and the failure to inform officials of “obvious” conflicts of interest. The banks sold Milan derivatives after gaining its trust as advisers, the judge said. All four firms are appealing the verdict.


‘Caveat Emptor’ 

The Monte Paschi deals are part of an expanding family of structured transactions that “depend on lack of transparency, high transaction costs, differences in financial sophistication and the erosion of fiduciary obligations in a world of caveat emptor,” said Ingo Walter, a finance professor at New York University’s Stern School of Business.

While both investment bankers and the executives who ran Monte Paschi are to blame, Orcel’s role working both ends of the Antonveneta deal stands out, said Salvatore Cantale, a finance professor at IMD business school in Lausanne, Switzerland.

“This is not ethically permissible,” Cantale said. “But what did Monte Paschi do to avoid that?”

Santander and Monte Paschi both knew about Merrill’s roles and had no issue with the securities firm advising the two parties, according to two people with knowledge of the deal who asked not to be identified because the talks were private. One of them said Merrill’s mandate from Santander ended on Nov. 2, 2007, when the ABN Amro bidding group announced it had acquired 98.8 percent of that bank’s voting rights.

Orcel declined, through a UBS spokesman, to comment about his role in the deal as did a spokesman for Bank of America Corp., which purchased Merrill in 2008. Fabio Pisillo, a lawyer for Mussari, said all of the allegations against his client, who declined to be interviewed, are without foundation.


JPMorgan, Nomura 

Siena prosecutors have requested that New York-based JPMorgan stand trial for obstructing regulators and failing to oversee employees properly on its Monte Paschi financing, according to four people with knowledge of the investigation. JPMorgan has said it “acted correctly at all times” and would defend itself against any charges.

 Prosecutors in Italy and regulators in Germany also are reviewing the Deutsche Bank derivatives after Bloomberg News reported in July that the Frankfurt-based lender kept them off its own books too, according to a person with direct knowledge of the inquiry. The bank said in a statement that the 2008 transaction “was subject to our rigorous internal approval processes and also received the requisite approvals of the client, who was independently advised.”

 Nomura, which bought Lehman’s European and Asian units in 2008, is being investigated in Siena for alleged fraud and usury on a similar derivatives transaction with Monte Paschi in 2009. A spokesman for Nomura in London declined to comment.


Franciscan Pawnshops 

The allegations, if proven, would be a betrayal of the heritage of a bank with 2,300 branches and 28,500 employees that traces its origins to combating excessive loan rates. Siena officials founded Monte Paschi in 1472, after the Black Death wiped out more than half the city’s population. They modeled it on the pawnshops Franciscan monks had set up to counter usury. As it grew, the lender helped fuel the Renaissance in Tuscany that pulled Europe from the Middle Ages.

Monte Paschi was nationalized in 1936 during the fascist regime of Benito Mussolini and didn’t shake free of state control until 1995. Like other Italian lenders, it was entrusted to a nonprofit foundation, which used dividends paid by the bank to make contributions to Siena hospitals and schools. The organizations were encouraged by regulators and lawmakers to dilute their stakes over time by selling shares to diversify their holdings and ensure stable endowments.


Foundation’s Grip

 In Siena, the foundation kept its grip. Appointments and investment decisions at the bank remained under the control of Fondazione Monte dei Paschi di Siena, which owned a majority stake at the time of the Antonveneta deal. The foundation in turn was controlled by the Democratic Party, which ran the city. A spokesman for the foundation declined to comment.

 Mussari, 51, a lawyer with a mop of feathered hair, grew up in Calabria and moved north to Tuscany to attend the University of Siena. He rose through positions at the Siena criminal court and was named chairman of the Monte Paschi foundation in 2001.

Managers of the foundation have traditionally rotated into top positions at Monte Paschi, and in 2006 it was Mussari’s turn. Until then, he had never held a bank job, according to a biography posted on the Italian stock exchange’s website.


Tuscan Villa

 The new chairman had sought to expand Monte Paschi’s reach while still at the foundation. He held weekend meetings to strategize with the bank’s executives and advisers at his home outside Siena, a Tuscan hillside villa overlooking vineyards and cypress trees, according to one person who participated in at least half a dozen such sessions.

After he joined Monte Paschi, the fifth-biggest Italian lender at the time, the board authorized him to search for acquisitions to keep up with the country’s two largest banks, UniCredit SpA (UCG) and Intesa Sanpaolo SpA (ISP), which were expanding.

Politics got in the way. A proposed merger with Banco Bilbao Vizcaya Argentaria SA (BBVA), Spain’s second-biggest bank, fell through when Maurizio Cenni, Siena’s mayor at the time, objected to the deal because it would weaken the foundation’s control, said a person with knowledge of the discussions. Cenni, who now works for Monte Paschi, declined to comment.

Then, in 2007, Mussari set his eyes on Antonveneta, which had about 1,000 branches, mostly in Italy’s northeast. It was owned by Dutch bank ABN Amro Holding NV, then in the process of being sold to a group of European lenders, including Royal Bank of Scotland Group Plc and Santander.


 Hiring Merrill

 It was after the consortium of banks won control of ABN Amro in October 2007 that Mussari hired New York-based Merrill.

 Orcel, who led the team of Merrill bankers that represented Santander on the $100 billion ABN Amro deal, the largest bank takeover ever, also headed the Merrill group that helped Monte Paschi raise funds to buy Antonveneta, according to three people with knowledge of the negotiations. He helped bring Santander Chairman Emilio Botin together with Mussari, the people said.

 Orcel traveled to Siena and met Mussari multiple times to discuss the transaction, according to a deposition this year by Antonio Vigni, then Monte Paschi’s general manager, who said he was present at three or four such gatherings with Orcel in the chairman’s office in Siena. Vigni, who declined to comment for this story, didn’t say when the meetings occurred or what was discussed. His deposition, like others, was conducted in Italian and translated by Bloomberg News.


‘Sizable Gain’

A graduate of the University of Rome with a square jaw, an athletic build and salt-and-pepper hair, Orcel had worked on some of Europe’s biggest banking takeovers, including Santander’s 2004 acquisition of Britain’s Abbey National Plc.

Merrill bankers didn’t provide Monte Paschi with a fairness opinion, an evaluation of the price paid in a deal, court documents show. They did assist the Italian lender in determining how much capital it needed to raise, according to a presentation prepared in November 2007 for Monte Paschi’s board contained in filings. In March 2008, Merrill helped Monte Paschi executives show the foundation how boosting capital would affect its control of the lender, court files show.

 Orcel’s work for Monte Paschi didn’t stop Merrill from touting Santander’s success selling Antonveneta in its 2007 annual report. Under a photo of a smiling Orcel and his team was a description of the deal saying Santander “stands to realize a sizeable gain on the sale.”


‘Flip Sides’

Neither Orcel nor Bank of America has been accused of wrongdoing. Orcel, 50, wasn’t questioned as a person with direct knowledge of the Antonveneta case, according to an Italian law-enforcement official who asked not to be identified because he wasn’t authorized to discuss the investigation.

Still, Orcel is required by regulators to steer clear of significant conflicts of interest. He’s been registered since 2001 with the U.K. securities market watchdog, the Financial Conduct Authority, and its predecessor. Under the regulator’s 11 principles of conduct, firms are required to manage conflicts of interest “fairly” both between themselves and their customers, and between a customer and another client. Individuals must act with integrity and observe proper standards of market conduct.

 “Many investment banks will flip sides and take advantage if there’s an opportunity to get another fee,” said Jonathan Callaway, a London-based senior adviser at Canaccord Genuity, the capital-markets unit of Canaccord Financial Inc.

Even before the agreement to buy ABN Amro was struck in October 2007 after a six-month fight, Botin was plotting his next move: What to do with its assets after he won.


Virgin Mary

Botin, who declined through a spokeswoman to comment about Monte Paschi, has banking in his blood. The patriarch of a family that has helped run Santander for 118 years, he joined the bank in 1958, became chairman in 1986 and built it through acquisitions in Brazil, the U.S. and the U.K. into one of the world’s top-20 publicly traded lenders.

Santander’s Italy country head, Ettore Gotti Tedeschi, who would later become chairman of the Vatican bank, started the process of disposing of Antonveneta by meeting with Mussari in Rome on May 30, 2007, Gotti Tedeschi told prosecutors this year.

They met again in June, this time in Siena, and seven days later Botin visited Mussari there, Gotti Tedeschi said. The session, at Mussari’s home, decorated with paintings of the Virgin Mary, lasted about 40 minutes. Botin said he was seeking a merger between Antonveneta and Monte Paschi. The proposal was blocked by the foundation, according to Gotti Tedeschi, who told prosecutors he wasn’t involved in the talks after that. He declined to comment for this story.


Double Envelope

 Mussari tried again after Botin’s group of banks won ABN Amro. Santander’s slice of the acquisition was valued at 19.9 billion euros, including 6.6 billion euros for Antonveneta.

For the subsequent resale of Antonveneta, investment bankers swapped sides. Rothschild, which had represented ABN Amro, won the job of advising Santander on the sale.

At Monte Paschi, it wasn’t always clear who was advising whom, court documents show. In one instance, the CEO of Rothschild’s Italian unit, Alessandro Daffina, assisted Monte Paschi’s chairman by drafting a letter, in Italian, for him to send to Santander’s Botin to open takeover talks.

Daffina made sure the letter he’d written got to his client. “It’s best to send it by courier in a discreet and confidential double envelope,” the Rothschild banker advised Mussari in an e-mail containing a draft of the letter.

 Mussari later said, in a 2013 deposition, that he believed Daffina was “the author of our proposal’s financial terms.”


No Adviser

 “Did you have an adviser?” Mussari was asked by prosecutors during his deposition.

 “No!” Mussari replied. “Given the input of Rothschild we decided, until we’d concluded a more binding deal, to not have an adviser, to avoid leaks.”

 Daffina declined to comment for this article. Rothschild said in an e-mail that it didn’t advise any potential acquirers of Antonveneta.

 “Our only role in this transaction was to provide independent advice to Santander in relation to the sale and included approaching a number of potential purchasers for expressions of interest,” Rothschild said.

Mussari would hire Orcel’s firm the evening before the contract was signed. Until then, according to Mussari’s account, he acted largely on his own. In just one week, he put in motion the deal that now threatens the bank’s five-century legacy.


Office Tapestries 

While Mussari says others weren’t involved, he consulted with the foundation’s two leaders on Nov. 2, 2007, according to the deposition of Gabriello Mancini, the group’s president at the time. They met at its headquarters in the baroque Palazzo Sansedoni overlooking Siena’s main square, where the Palio horse race is staged. Mancini declined to comment.

The foundation gave Mussari permission to proceed. He pushed ahead, even as at least one Monte Paschi executive questioned the plan and whether Mussari had a clear grasp of fundamental banking concepts, a court deposition shows.

A few days before the deal was announced on Nov. 8, 2007, then-Chief Financial Officer Daniele Pirondini was summoned to Mussari’s office, a three-room suite with exposed medieval brickwork and tapestries at the bank’s Siena headquarters, which includes the 13th century Palazzo Salimbeni.

“Do we have 9 billion euros?” Mussari asked, according to Pirondini’s February 2013 deposition.

 “I couldn’t tell if it was a joke,” Pirondini told prosecutors.


Capital, Liquidity

 Mussari pressed for an answer.

“It depends,” Pirondini told his boss, according to his account. “If it’s 9 billion euros of liquidity,” he said, “it shouldn’t be a problem to get it.”


 “On the other hand, if it’s an issue of capital, objectively, we have a problem,” Pirondini said.

The CFO then pointed out the difference between liquidity, the amount of cash or cash-like assets on hand, and capital, which is the firm’s shareholder equity. To buy Antonveneta, the bank would need to replenish its capital by raising new money from investors.

“I try to explain, to make him understand the difference,” Pirondini testified.

He said he met with Mussari again, the next day, to give him an estimate of how much capital they’d need to raise.

 “We’ll take a more in-depth look at it,” Mussari said, according to Pirondini.

 From that moment until the deal went public, nobody asked him to take a closer look at the funding needs and no meetings were held about the matter inside the bank, Pirondini said.


 Due Diligence

 On Nov. 7, 2007, Botin sealed the deal on his terms in a phone call with Mussari.

“‘If you want to buy Antonveneta, I want 9 billion euros, period,’” Botin said, according to Mussari’s 2013 deposition. “Botin wanted 9 billion, not 8 billion 999 million 999 euros point 99.”

 Botin confirmed that account in his deposition, saying he told Mussari he had 48 hours to agree. While Mussari tried to get a lower price, Botin said he held firm, knowing “the enormous interest the buyer had.”

He also argued that Monte Paschi shouldn’t examine Antonveneta’s finances, according to Mussari.

“Botin was against due diligence, and he justified it in a logical manner,” Mussari testified, saying Botin told him, “‘I bought an asset on the market and have never managed it. I’ll sell it to you like I bought it.’”


Safeguard Clause

The agreement didn’t contain a safeguard clause to alter the price if conditions changed, Mussari said. It lacked clauses that international contracts normally have for deals of this kind, Angelo Benessia, an outside lawyer for Monte Paschi who had taken the lead handling the deal, said in a deposition given to Italy’s finance police in July 2012.

 As the deal progressed, “I had the impression that the disparity in their contractual negotiating powers hadn’t changed since the opening salvos,” Benessia said. Benessia, reached on his mobile phone, declined to comment.

 It was a terrible time to be locked into a deal. When the Antonveneta purchase was announced on Nov. 8, 2007, Italian stocks were down 13 percent from their May peak and a credit-market squeeze had triggered the collapse of U.K. mortgage lender Northern Rock Plc.

While Mussari said he didn’t hire a financial adviser to avoid leaks, the talks weren’t a secret, even outside Monte Paschi’s inner circle. Investment banks were competing to secure a slice of the business before the deal was made public.


‘Evil Genius’

 Enrico Maria Bombieri, then JPMorgan’s head of investment banking for Europe, the Middle East and Africa, e-mailed Mussari from Lisbon at 9:51 a.m. on Nov. 8, a few hours before the deal was announced, according to a March 2013 deposition.

 “I hear there’s important news in sight,” he wrote in Italian on his BlackBerry. “You are an evil genius!”

 “I hope you will want us at your side,” Bombieri wrote, without mentioning Antonveneta or Santander. He signed off with “un abbraccio” -- a hug.

The two men later spoke.

“Have you seen this beautiful deal?” Mussari asked, according to Bombieri’s deposition.

Bombieri would soon learn that Merrill had won the lead-adviser role. Mussari’s pre-announcement communications about the transaction are part of a probe in Siena of alleged abuse of privileged information, court documents show. Bombieri, who declined to comment for this story when reached on his mobile phone, isn’t a target.


Victory Lap

 At 11:15 a.m. on Nov. 8, Monte Paschi’s board began the meeting at which Mussari presented the deal, according to the board’s minutes. He won unanimous approval by 1:35 p.m. Botin sent back the signed contracts about an hour later.

When the press releases went out that afternoon, they said that Merrill, along with Milan-based Mediobanca SpA (MB), would be Monte Paschi’s advisers and that Merrill would also arrange funding. A spokesman for Mediobanca declined to comment.

 The foundation later brought in JPMorgan as an adviser, and the U.S. bank also helped arrange a securities sale for the Siena lender, the offering for which it is being investigated.

On the day the deal was announced, Merrill analysts questioned Monte Paschi executives about whether the price was too high.

 “Did you have competitors in your pricing?” Merrill’s Antonio Guglielmi asked on a conference call. “Did you negotiate? Did you actually mean to pay this bank so dear?”

The executives defended the price. They didn’t say anything about negotiations.

Botin took a victory lap. He wrote an open letter to shareholders that day saying the 9 billion-euro price tag was “significantly higher than the 6.6 billion euros that we had valued the Antonveneta group at in the takeover of ABN Amro.”


Orcel’s Pay

 As a consequence, Botin called off a 4 billion-euro capital increase that Santander had planned to finance the ABN Amro purchase, he wrote. He didn’t need the money anymore.

Four days later, the Merrill analysts cut their rating on Monte Paschi’s stock to “Sell” from “Neutral.”

“We find it hard to justify the price paid,” Guglielmi and a colleague, Andrea Filtri, wrote in a Nov. 12, 2007, note.

 Over the six months it took for the sale to close, the global financial crisis deepened and bank stocks plummeted. On April 25, 2008, ABN Amro’s shares were delisted in the Netherlands and New York. A month later, on May 30, Monte Paschi closed its deal.

 Santander wasn’t the only winner. Orcel was paid about $36 million in 2007, including a $12 million bonus for advising the buyers of ABN Amro, the Wall Street Journal reported in March 2009. Orcel made $33.8 million for his work at Merrill in 2008, before the bank was sold that December to Bank of America, the Journal reported. Merrill didn’t disclose what Orcel was paid.


Derivatives Backfired

 The fortunes of Monte Paschi worsened after the Lehman bankruptcy. The 6 billion euros of securities Merrill advised the bank sell to existing investors to fund the Antonveneta purchase left the lender short of capital when losses mounted.

 Facing 2008 trading losses of about 400 million euros on an earlier deal with Deutsche Bank and as profit plummeted, Monte Paschi hid the losses by entering into new derivatives contracts with Germany’s largest lender. It hired Nomura in 2009 to restructure an investment, which masked an additional 300 million euros of losses.

 Monte Paschi’s derivatives backfired because they included money-losing bets on Italian government bonds. In all, the bank has piled up losses of 8.4 billion euros in the past two years.


 Italian Elections

 Mussari, who left Monte Paschi in April 2012, was forced out as head of Italy’s banking association five days after Bloomberg News’s account of the derivatives deals prompted the company to say it would restate its accounts. The former chairman and two other executives went on trial last month for allegedly obstructing regulators by hiding a document related to the Nomura deal. No testimony has been offered yet, and a verdict could be months away.

Prosecutors also are seeking charges against Mussari and other former Monte Paschi managers for obstructing regulators, market manipulation and falsifying filings related to funding the Antonveneta purchase.

The revelations about Monte Paschi’s secret derivatives deals dominated the front pages of Italy’s newspapers in February as voters prepared to elect their next leader. The Democratic Party saw its lead eroded because of its ties to the bank, according to SWG Institute, a polling company. Mussari had been the single biggest contributor to the party’s local branch, giving 284,000 euros in the three years through 2011, according to the Democratic Party’s website.


Berlusconi Blast 

Former Prime Minister Silvio Berlusconi seized on the fact that a bank controlled by the Democratic Party had gotten a bailout that, at 4.1 billion euros, was exactly the amount Italian homeowners had paid in new property taxes. Berlusconi’s assertion that the tax had gone from citizens’ pockets into the bank’s vaults boosted the appeal of Italy’s Five Star Movement, the party of comedian-turned-politician Beppe Grillo.

The result was an election outcome without a clear winner. Eight months later, Monte Paschi faces nationalization if the Italian government converts its bailout funds into stock in the bank, one possible outcome if the bank’s new management can’t raise enough fresh capital to satisfy European regulators. In Rome, a frail coalition government teeters.


Rossi Suicide

Conspiracy theories surfaced about what really drove the Antonveneta deal. In February, a confidential informant told the finance police in Rome that as part of Monte Paschi’s purchase, bribes had been paid through accounts held at the Vatican bank and in San Marino, a police filing shows. He provided a list of the alleged accounts. Prosecutors in Siena told reporters in July that they didn’t find any evidence of bribery.

The death of David Rossi, Monte Paschi’s communications chief, further fueled speculation. At about 9 p.m. on March 6, a bank employee noticed that Rossi, a long-time aide to Mussari, was missing from his fourth-floor office. A window had been left open. The employee notified authorities, who found Rossi’s body in a courtyard below. Rossi, 51, whose home had been searched by police two weeks earlier, wasn’t the subject of inquiries. His death was ruled a suicide.

The Antonveneta deal is still having repercussions. As part of a restructuring agreement with the European Union, there will be job cuts, branch closings and losses for bondholders.


Profumo, Viola

Monte Paschi, under its new chairman, Alessandro Profumo, and CEO Fabrizio Viola, was fined 300,000 euros this month by Italy’s securities-market regulator for inadequate disclosure.

 Meanwhile, Monte Paschi has sued Nomura and Deutsche Bank in a Florence court seeking 1.2 billion euros in damages.

“Clearly, many investment banks made a lot of money on Monte dei Paschi,” the New York Times cited Profumo as saying in February. “I would say too much money.”

 A spokesman for the bank declined to comment and said Profumo didn’t want to be interviewed for this story. Deutsche Bank has said the claims “are without merit.”

The Bank of Italy, which said in January that it had known for more than two years that Monte Paschi had accounting irregularities, defended its oversight in a nine-page document published in May. The central bank said its vigilance allowed the regulator to put an end to high-risk and “unusual” dealings and to boost Monte Paschi’s internal controls.


 Palio Costumes 

The foundation, which used derivatives to help finance the Antonveneta purchase, had to curtail charitable contributions when the bank eliminated its dividend. That meant it couldn’t pay for the colorful costumes worn by Palio riders. The foundation’s stake in Monte Paschi has been reduced to 34 percent and may decline further if it’s forced to turn over shares to investment banks. The foundation pledged its Monte Paschi stock as collateral on about 350 million euros of derivatives deals, according to two people with direct knowledge of the agreements.

The lesson for the world’s oldest bank -- if it survives to learn from its mistakes -- is clear, according to Robert Daines, a former Goldman Sachs Group Inc. investment banker and professor of law and business at Stanford University.

“Investment banks occupy a unique position sitting at the hub of information and capital,” Daines said. “The risk is that they use the information for their own benefit and not for the client.”


 Orcel’s Rise 

Orcel continued to advise Santander and in September 2009 became chairman of global banking and markets at Charlotte, North Carolina-based Bank of America.

He jumped to UBS in July 2012 as co-head of its investment bank before taking over as the unit’s sole chief in November. His pay for joining the Zurich-based lender that year -- 24.9 million Swiss francs ($27.6 million) in cash and stock -- dwarfed that of his boss, CEO Sergio Ermotti, who made 8.9 million francs. Orcel’s 2012 compensation replaced what he forfeited when he left Bank of America, UBS said.

Now, after profiting from the deal that almost led Monte Paschi to ruin, Orcel stands to make money rescuing it. On Oct. 7, the bank announced plans for a capital increase that will help it repay 3 billion euros of government funds next year. The adviser on the offering: UBS.

To contact the reporters on this story: Elisa Martinuzzi in Milan at emartinuzzi@bloomberg.net; Vernon Silver in Rome at vtsilver@bloomberg.net

To contact the editors responsible for this story: Edward Evans at eevans3@bloomberg.net; Melissa Pozsgay at mpozsgay@bloomberg.net

Source : http://www.bloomberg.com/news/2013-10-24/monte-paschi-born-out-of-black-death-struggles-to-survive.html

" new economic system "

Dear All, 
small message here with economic news, 
again with a grain of salt, following one's intuition, 
:) 
flo

Lord Ashtar through Elizabeth Trutwin

 13 - October - 2013


 Greetings this is Lord Ashtar. As you enter the powerful energies this week I invite you to leave everything behind. We are leaving the Hologram Earth and moving into the Real World. The past years have reminded us that changes need to happen, that this kind of life is no longer bearing fruit or peaceful. We will be reminded once again that we can no longer live lives where our own Collective Highest Good is ignored. Consider contemplating this statement of Higher Truth. In the days to come, as you slide gently into A

scended Earth you will leave behind everything you know about your life now. Do you feel resistance to that statement? Are you feeling you may not be ready? Maybe that you will be losing something? By contemplating your feelings about this you may notice that all that is bothering you are just thoughts. Remember, nothing in this realm is real. What should you leave behind? The Illusion.

 There are many who consider themselves Lightworkers who still believe President Obama is a puppet and controlled by others. There are many who consider themselves Lightworkers who believe the dark are still in charge. Ego mind loves to take up positions. Ego mind validates its existence by doing this. You are not your Ego. You are not your Body. You are Pure Love, Pure Consciousness. There is no dark force in charge of you or your world. Ego is incredibly stubborn and likes to be right. The negativity of these beliefs hold one in constant outrage, hurt, anger, pain, addiction and suffering. Gratitude shrinks ego. It is time to dissolve Ego Mind. Gratitude is focused on what is good. When you are grateful the Universe brings more to be Grateful For. Focus only on what is Light and the Universe brings more Light.

 I invite you to stop scanning the news together in a ‘prove it to me’ attitude. As a Collective Consciousness this group has been getting gratification from looking at news articles together. That is understandable considering that 99% of what is posted is a complete manipulation for Ego Mind ‘to be right.’ Ego Mind clings to who is doing what and clues which appear significant. Let it go! It is an Illusion, a Hologram. I invite you to leave behind scanning the news. Those who know what is going on cannot speak about it. You will not hear from anyone BEFORE Announcements what you WANT TO HEAR. There are other things for you to tackle now. Accept that THIS IS DONE. Instead have Faith to Trust that which you cannot see yet. Set your Intention to be Faith Filled. By focusing on the news it keeps you woefully unaware of what is Real.

 Earth now is in the midst of a violent storm. It is manifesting itself in the physical with Typhoons, Tornados, Cyclones and Earthquakes. The winds of change are blowing through. Mother Earth made a clarion call in 1987 which lead to Harmonic Convergence and the reversal of her destruction. Now we see the economic structure which is built on destroying Earth must dissolve. It is not supported by Earth Ascension. The Galactic Federation as well as the Intergalactic Confederation of Worlds have their Crews at Earth coordinating their assistance on every level to return Earth to Balance. October 13 marks the end of Nine Nights where millions of Hindus have been fasting and staying up all night in song and dance celebrating Divine Mother. President Obama is not unaware that this week could bring Global Economic Collapse as a result of Celebrating Divine Mother. We Celebrate Gaia, Mother Earth as we graduate out of the economic basis which was designed to destroy Her Rivers. Mountains, Oceans, Seas, Seed, Soil, Grasses, Trees and the Creatures who live there. This Global Economic Collapse is sandwiched between Navratri and a Full Moon Lunar Eclipse on October 18. True Love is expressed through this Blood Moon as it is called as we leave everything behind because it needs to be set free. We allow anything working against Earth to slide over to a new Realm where it may flourish. Let it go. Let the Illusion go. This Aries Eclipse brings the Fire Energy to baptize the Healings needed. Intend that as we enter this Eclipse All Things, within and without are healed. If you require a Healing today, Intend it Be Done. All imbalances on Earth are Healed this Libra Full Moon. The Fire of Aries makes this a most potent Energy capable of Balancing and Healing All.

 One of the very hard concepts to accept in this change is that many many will be leaving the Planet permanently. It may be as many as 2 Billion people. As you hear this news, allow it to bypass Ego and bypass any fear you may have and take it into the Heart. Earth’s Citizens have allowed themselves to ignore the Souls which they were powerless to help. Out of over 190 Countries on Earth there are wars being waged today in 60 Countries. Every year one and a half million people die from hunger. Around one hundred million people worldwide are homeless. Almost one million people are trafficked across borders everyday, always for forced labor of different kinds, half are children. There is a potential for 2 Billion Souls to move away from their lives on Earth and onto other Realms in our Multidimensional World which will better serve their Soul Growth at this time. In the Indian Vedic Text called the Mahabharata these Ones were called the walking dead. They lived their lives to underscore suffering on Earth. By doing so they helped every Soul mobilize for Ascension. They have cleared their karma by taking on this role of great suffering. They agreed before they incarnated that they would have a new assignment in a new place when Earth Ascends.

 In the very next moment as Earth Citizens end all wars, destroy all nukes and welcome the Galactics back to Earth then Divine Government with a new Economic System slide right into place for all on Earth. What can we expect then?

Free Energy, Replicators and Healing Machines. These will be top priority. Homes for the Homeless, Clean Water and Communication Technologies. Shuttle Craft to fly to the Light Cities. There will be little boxes, the size of a shoe box which will be able to power your entire house for free. These are manufactured and available and will be given out free to everyone. Taking Free Energy will not be mandatory. All of the old appliances and different forms of energy will be supported. Whatever appliances you have today will work with the little boxes. Immediately you will have free heat, electricity, hot water, phones, television broadcasting and internet. Free for All. Replicators will be given out free. These will be able to replicate healthy food. Free Food. Immediately. You may replicate any food or dish you desire. Our technologies will be able to clear all the pollution in every Body of Water on Earth. Water supplies will be made ready where there is none. We have the power, Ships, supplies and people already in place to carry out these missions immediately. A network of communication is already in place and will be activated immediately. Everyone on Earth, no matter where they are or their mode of communication will receive all updates equally around the world. Some Countries have never had internet until very recently and this was brought in on purpose to be ready for changeover. Shuttle Craft are available for distribution immediately. These will be used to attend gatherings in the Light Cities. Also they will be used to leave Earth and visit various places. More information to follow. As these minor details are worked out we are able to move on to the Real World.

Love and Truth aligned Consciousness will permeate every cell on Earth. Grace is revealed. Having surrendered everything you knew before, I present to you the Real World. I invite you to Celebrate every moment of your life with childlike wonder. Enter your Shuttle Craft. Input into the GPS onboard your destination. I invite you to visit us at our Space Stations which float within Earth’s atmosphere. These Space Stations have been here all along. In this present era they were not revealed to you. Galactic Crew move through these Stations like a train station. Crew come into the Stations to make connections with other Crews. Lodging, Meeting Places, Holiday Accommodations and Administration for the Galactic Federation are found here. You are a part of the Crew. You are welcome anytime. I invite you to visit us in the Light Cities which will be hovering just above Earth. Here you will find your mentors, heal psychological and health issues. You will have training for the new technology. You will have connections with like minded people all over the world. You will have access to rest and relaxation on levels you cannot now comprehend. You will reconnect with light and sound frequencies through many different medium. Earth Citizens will begin to contemplate their Next Mission. Until the healings are completed the Missions cannot be comprehended.

 Reunions. Every person on Earth will receive two or three mentors to help make sense of the changes. Each person’s mentors will be someone they have known before. Some have prepared to be reunited with their Twin Flames immediately. Others will be met with family members or friends who had passed on and have rehabilitated, ascended and returned for reunions to act as mentors. There is no need to have anxiety about meeting with your Twin Flame or other mentors. Everything is designed to be comfortable for you on every level. You will understand as it unfolds. There will be two or three mentors for every person on Earth. There are billions of Galactics standing by from the Intergalactic Confederation of Worlds who have been preparing for this moment for a very long time. All of the support which will be needed to slide into change will be here living on Earth.

 Some Earth Citizens will feel the best way to heal is a visit to their Home. These Holidays off Earth will be granted. You will be welcomed to Venus, Jupiter, Saturn, Pluto, Neptune, Ceres, Vesta, Mars, Moon, Alpha Centari, Sirius, Pleiades, Arcturus, Andromeda and so many other places. Each of these places is very different and known for their specialty. There are as many reasons to visit as people wanting to go. After a short visit you will return to your duties on Earth involving establishing Divine Government and beginning New Earth. Holodecks will be available in the Light Cities. The Holodecks are a space a person enters which is programmed by a computer to virtually become anything. You may visit the beach, the mountains, an iceberg, a desert. Holograms may be programmed with any virtual experience where One may visit Home for a few hours without traveling there. There will be plenty of time made for rest and relaxation. This will be made available to anyone requesting it. Along with these healings and mentoring activities will be planning meetings for your New Mission. You will be Called to Duty to share your gifts and talents in building New Earth. It is about to become more fun. Some other activities we will all enjoy together will be cultural exchanges on Earth and off Planet. Also we will be welcoming many new species to Earth, both humanoid and those of the magical kind. Animals which have been extinct thousands of years will be reintroduced to Earth in the right conditions.

The Great Teachers of Earth will be returning to help with this Earth Ascension Mission. Some who left Earth eons ago have been invited back to Guide and Serve. When they show up they will be wearing the garb of their culture and time on Earth. They will look like they did then. These are the Avatara forms of Great Teachers and they will be together at the same time living on Earth. It will take all these Great Beings to accomplish all the changes to Earth. They are excited to return and do their Service on Earth. You will be seeing the Roman, Greek, Egyptian, Hindu, Far Asian, Hyperborean, Pangean, Celtic, Near Asian ancient Gods represented. All will be Ascended Masters here to integrate the Highest Teachings into the new economic system and Divine Government. There will be much to learn. It is a great honor to work with these Beings.

Inner Earth dwellers will join surface Earth Citizens and invite them to their Cities at Inner Earth. There are Paths leading home to Inner Earth. Guides will take you into their cities there and host you for cultural exchanges. Inner and Outer Earth will become One in their Mission and all will be free travel between the two as has always been meant to be. This was a very important aspect of healing Atlantis. Inner Earth dwellers are overjoyed at the prospect of being welcome on the surface once more. They could not travel to the surface as long as there was war. A few have but they do not stay, they always return inside and have patiently waited for this reunion with their Earth counterparts.

Many are wondering how their individual Ascension will play out. This is an exquisitely individual answer for each. Living on Earth now are some who are now in their only Earth life. Others have 3 - 5 lifetimes on Earth. Others have incarnated on Earth thousands and thousands of times. Similarly, there are a multitude of levels of understanding. Each person can expect to have two or three mentors. Each mentor will have their own expertise to share. These mentors will be in charge of arranging off Planet travel, holodeck training sessions, rest and relaxation, visits to the Cities of Light and Healings as is needed. No one will be making these appointments on their own. These mentors know you and you know them. Your Ascension Path has been mapped out for you. One of the first things you will experience is a full Soul review. From there your necessary trainings will be scheduled such as how to use a Replicator or how to fly your Shuttle Craft. As for your Mission you will have some suggestions based on your desires presented to you and you will be shown the training that would be necessary to move into the next work. This period will be similar to when children choose an Apprenticeship or University work. Some will know immediately what they want and will want nothing else. Others will need Soul searching to figure it out. As this process is experienced with the mentors then the Ascension Path will be worked on. Each person will be required to do all the necessary Inner Work for their own personal Ascension. There are no short cuts and nothing is a guarantee. Each One will be freely given all the help necessary and as long as they are doing their duty and working at no longer reacting, working on dissolving ego, then their Path will be smooth and straight. Your mentors are also assigned with the task of bringing in your gifts, such as levitation, teleportation, bending time, manifesting instantly to name just a few. Each new gift will be taught as the previous one is mastered. It is like learning to ride a bike, then drive a car, then fly a plane. You can learn them all and you will not learn them all at once.

 Earth’s Ascension will slide into place. There will not be upheavals of any kind. This is designed so not one Soul experiences fear. Now as we prepare to enter this Full Moon Lunar Eclipse Energy you are bound to see massive change. Up until the final moment there will be Ones playing with these energies and attempting interpreting them for you. Ignore these Spin Doctors as they are called. You can feel the Truth inside. Do not be held sway to those wanting to deceive you. Take care of your body and your energy. Be assured you are being given everything you can carry. Understand that with Global Economic Collapse there will be some uncomfortable things. Remember this realm of Manifestation is in constant flux. Change is all you can count on. Hold the Light. You are a Great Vessel of Light. You are returning to Unity Consciousness. Set your Intension there. The undeniable, undying Truth remains as it always is in the Real World. Your transition there will be as seamless as stepping off the Illusion at dock and stepping onto the Ship waiting to take you across the Sea to Complete Freedom. Gratitude is four fifths of love.

Remain in Gratitude and Love as we move deftly through the changes the week ahead will bring. When it is the right timing, the command will come from Admiral Sananda and he will be met on stage for Announcements of Galactic Full Disclosure and the Enactment of NESARA Law. Continue to look inside and ungrip from any emotions, reactions or thoughts which continue to hold you apart from FREEDOM. Call on Me for Guidance, you are never alone!
Salut!
This is Lord Ashtar through Elizabeth Trutwin,

October 13, 2013 © All Rights Reserved. http://ElizabethTrutwin.org

 Source : http://ElizabethTrutwin.org/SanandaKumara

" reclaim your power from your egos "

Jesus through John Smallman

19 - October - 2013

All are One, and daily this truth seeps into the conscious awareness of more and more of humanity, as you all – well the vast majority of you – move closer to your awakening. It is a done deal, you are going to awaken, it is inevitable and nothing can prevent it, so focus on the inner peace and joy that you encounter when you go quietly inwards in relaxation, prayer, or meditation knowing that this is the divine Will for you all. Doing just that is extremely healing for you and for all with whom you interact. It is what you came on Earth to do, you can do it beautifully, and that is all that you need to do. Truly it is very simple. Focusing on your anxieties and fears is very counter-productive, although they do often seem extremely important as they demand an enormous amount of your attention; just continue practicing letting go of them except when you are dealing directly in the now moment with issues that cause them.

 You were created in joy for joy, that is your natural state, and when you focus on what disturbs you or makes you unhappy you are effectively withdrawing from that state. As you are well aware worrying changes nothing, it just adds to your stress and unhappiness. Be loving, of yourselves and of others, whatever the situation and refrain from judgment. If an error has been made forgive it, correct it if possible, and then move back into your peaceful inner space where you allow the thoughts of worry, judgment, and fear that arise to flow past you like the weather, without engaging with them. It is a bit like going out in the rain, you dress appropriately, take an umbrella, and the rain ceases to be an issue. 

Every day you are moving ever closer to the moment for which you have been praying and hoping, and your intent that it happen is bringing it towards you, and because you know that, it makes perfect sense to be joyful, cheerful, and upbeat. Remind yourselves, when you observe the pain and suffering of others in the outside world, that this will pass. No one is undergoing something that at a deeper level of their being they did not agree to undergo. If possible offer physical assistance or comfort to any in your vicinity who are in need, hold them in your hearts compassionately while lovingly intending for them, and for every other human apparently caught in painful or catastrophic situations, to pass quickly and easily through their suffering, and onwards towards their awakening.

 Awakening, as every channeled message is telling you, is your purpose, and not yours alone, but the purpose of every human everywhere on Earth. I cannot stress strongly enough that fact and the divine truth of the Oneness of all that exists. The sense of separateness that you experience as humans is illusory, no matter how real it appears to you, and the more you involve yourselves daily in the mundane activities and thought processes that seem to be so essential for your earthly well-being the more difficult it is for you to access your quiet inner space where you are always connected to your Source. It is from there that you can get a sense of that Oneness, of your connectedness to one another and to your Source that will uplift and inspire you, because that is how you access the field of divine Love in which you are eternally enveloped, and by which you are embraced.

 Taking time out daily to go within and welcome the divine embrace in which you are enfolded is essential for your health, both physical and spiritual, because doing so brings into your conscious awareness the knowledge that you are spiritual beings whose real nature is Love. And by opening your hearts to accept what is always being offered to you, you will feel that Love. When you make a point of keeping that knowledge consciously in your awareness as you go about your daily activities and chores it enables you to operate from your true nature in all situations, even when you are under attack, and to respond with love and compassion regardless of any provocations that you experience.

 Yes, of course your egos will continue to look for and immediately sense any attacks or provocations, warranted or unwarranted, directed at you, and encourage you to react to them forcefully to establish your boundaries by defending yourselves against them – and they nearly always appear unwarranted, do they not? But when you are making contact regularly with your true nature through your periods of rest, relaxation, and meditation or prayer, you are constantly intensifying the power of Love that flows through you at all times, by removing any obstructions or restrictions to Its onward flow, increasing your awareness of It, and thus enabling you to respond to any attack or provocation with Love, despite the calls from your egos to go to war!

 As humans your egos are always with you, but as you focus more intently and consciously on the Love that is your nature, that is your Life, you become increasingly aware that your egos are not very wise, that they lead you into situations that are not conducive to peace, and you then find it easier to ignore or bypass their “guidance,” and their demands for knee-jerk reactions. Your egos are like teenagers, always powerfully expressing their rights, their individuality, and demanding instant gratification and satisfaction, or else! That is rather a sweeping statement because obviously not all teenagers behave like that, in fact vast numbers do not, but it is a useful analogy to which most of you can relate, even the teenagers among you, and there are far more of those than you can imagine now that the New Age has arrived.

 So once again the message is about Love, which is your eternal and divine nature, and how to engage with it by bringing It into your conscious awareness so that the engagement becomes constant instead of sporadic, uncertain, or fitful. The point of life is to be fully aware at all times of your true nature, and when you are then that is what you will display and operate from, instead of from the confused and fearful mini-selves that your egos made for you and want you to believe in and spend your time protecting.

 It does seem, when in your limited human state of consciousness, that to operate from Love instead of from your egos is to lay yourselves open to untold abuse and betrayal. That you are making yourselves utterly vulnerable, defenseless, weak. But, as you will find, that is not the case! When you are vulnerable because you are engaging with and operating from and through Love, you are invincible! When you are attacked or betrayed it is your egos that are hurt, that suffer, not the real You, and as your hearts open in Love the true You becomes ever more present, the ego’s importance and influence declines, and what used to hurt or upset you no longer does, or only does so far less forcefully.

 You are not your egos, you never have been, and you never will be. They are like auto-pilots, and their purpose is to bring your attention to issues that need physical resolution in the moment – the stove is hot, don’t touch it! This is your turning! The traffic lights are red! – things that can cause your own or someone else’s body harm, and that is all. But what has happened is that because of their efficiency at those tasks you have granted them autonomy over you, you have given your power to them, and they have neither the intelligence nor the wisdom to use it properly.

 When you reclaim your power, by consciously taking it back from your egos and their knee-jerk responses, and then intend to live lovingly in every moment you will find peace and contentment such as you have never before experienced in your human lives. You can only be hurt or offended if you choose to be. The true You would never make that choice, and no more does God, because there is only eternal unconditional Love and acceptance, anything else is unreal. Attack and provocation are of the illusion, not of Reality, and it is in the illusion, in the pain, suffering, confusion, and betrayal that are almost constant there that the ego has its existence, and so it defends it viciously. Do not be deceived by this insane and almost imperceptible part of yourselves that appears totally real – and in others often seems large, powerful, and threatening to you – and which lives in constant fear while trying to convince you that its fears are real, even overwhelmingly real.

 As you move more and more firmly, positively, and, of course, consciously into acceptance of the knowledge that you are pure Love and nothing else, that small terrified part of you, your ego, will be lovingly integrated and subsumed within You, and all fear will dissolve as You once more come to know Yourselves as One with each other and with God.

 Your loving brother, Jesus.

Thank you,
John Smallman

Source : http://johnsmallman2.wordpress.com/2013/10/19/your-egos-are-like-teenagers/

" the law of instantaneous transmutation "

dear All,
as with all messages on this blog, just reading with your intuition
if it makes sense or not, to you
:)
flo


Sanat Kumara through Linda Dillon

the Law of Instantaneous Transformation

15 - October - 2013



 Suzanne Maresca: Good morning and welcome to another offering of Heavenly Blessings with Linda Dillon, channel for the Council of Love and author of The New You, Emerging Into The Brilliance of Humanity’s Heart Consciousness, and myself Suzanne Maresca.

 Sanat Kumara will be joining us today to explain the Universal Law of Instantaneous Transmission. The Council of Love tells us that this law creates immediate transformation. I know that many of us are feeling more than ready to transform our current reality.

 At this point I think we’re getting into territory of things that I may never have considered; certainly other listeners may feel the same way. But I’m looking forward to hearing what he has to say as always. Good morning, Linda.

 Linda Dillon: Good morning, Suzi. Yes, we are getting into this unknown territory. And I think it’s just going to get bigger and better as we do the rest of this series dealing with Dispensation and the Law of Elimination, of Completion. So it’s getting interesting.

 And of course all of this is working with the Universal Laws, is the Council and particularly Sanat Kumara – who’s the Keeper of the Universal Law – teaching us how things work. And so often we pose that question, you know – sometimes quietly and reverently and sometimes screaming at Heaven, like could you please just tell us how it works. Because so often we’re working on something or we think that we’re doing all the steps, or we’re doing it correctly and with the right intention and action, et cetera, and it doesn’t gel.

 And that can be frustrating. So when the Council is walking us through this process, beginning with the very first Law of Purpose and the Law of Intent, they are really showing us how, as a package, we can access and make not only our lives easier but really bring forward what we desire to create.

 And this particular Law, Instantaneous Transformation, is really a biggie. Because it is a law of very rapid transformation. It’s as easy and as complex as turning on a light switch or turning the car key. Now we don’t even have car keys. You know the new cars – you just push that button and the car starts. But of course behind that pushing the button and the car starting there’s this whole mechanical electrical system.

 So that’s part of our understanding. And we have to be in the right place and we have to be exceptionally clear about what it is we’re asking for. And what it is we’re bringing forth.

 When I was doing my meditation today to get ready, Sanat Kumara reminded me, reassured me actually, because we’re dealing with big stuff – and it’s only going to get bigger. But that in some ways, as we’re going through this process, even though we are in our mastery, we still to some extent have our training wheels on. And so he was reassuring me and reassuring all of us I guess, and he’ll probably do that anyway, but that they’re keeping an eye on us. So that we don’t make any mistakes that are irreversible, let’s put it that way.

 SM: We’re in a training period and it feels to me like we’re getting into such big concepts that before we haven’t really been aware of, it can feel like this is now magic; like we’re learning magic. Things that we thought were impossible, the Law of Transmutation is incredible to me. And that we can actually do something like that with our intention, imagination and asking for help. And actually have physical manifestation of that request, like show up right away.

 LD: Right away. And it’s funny. Over the last week, as we’ve also been working with the Mother’s gift of clarity I’ve heard from a number of folks who were really working with that Law of Transmutation and how rapidly and how clearly it’s working. So, one of the things I was wondering about today – because yesterday the Mother came and spoke to us about our expanded ability to love and to be love – so then I look at this Law of Instantaneous Transmission or Transformation and I think, well how is that going to influence and expand our ability to participate or to use this Law.

 But also just throughout the Universe, how are these two things going to work. So, it will be interesting for us to learn about that. One of the things that we’re doing, when we’re working with this Law, we’re really pulling up our soul design. And I wanted to make sure that everybody who’s listening understands that concept of what our soul design is.

 And one of the ways that the Council has explained to me over the years, is that each of us has this unique patterning and the analogy and the visual that they have used consistently is the snowflake. And we know that each individual snowflake is unique and has a completely individually unique design. 

And each of us using our soul patterning, and that’s the theme right now with the new you, is that we are the re-patterners of, or the menders of the human tapestry. So it’s not that were changing our pattern so much as we’re making sure that the tears and rips and the frayed parts are re-sewn and mended.

 But it’s important that each of us in working with this Law, actually with working with ourselves and our journey, really understand that each of us has this unique soul design, and our soul design was anchored in us very permanently and very fully at least a dozen years ago. So it’s not something you need to seek and think well first I have to anchor my soul design. It’s already there and it’s already taken care of.

 SM: Isn’t it the kind of thing where it’s something about bodies or what we would, like comes into our head and imagination and it already exists somewhere?

 LD: That’s it exactly. And it exists not only in the – if we go back to thinking of the Law of Within and Without – it not only exists within us in our soul design, it also exists out there in the Universe and perhaps with our extended self, with our stranger. So that it’s already there.

 You’re absolutely right. And most of us haven’t, you know, explored fully our soul design. Because it’s massive. And at the same time, it’s so intricate; you know it’s like a snowflake. It’s beautiful but it has so many little facets. We think of those crystals, the water crystals that you look at in the Emoto, the language of water art, and how each one is so beautiful, but so different. And that’s what our soul patterns are like, our soul designs are like.

 SM: I’ve also seen it in meditation as like seeing my own Lightbody and it’s almost like the kaleidoscope things with the gems inside that you can like turn, move things around in.

 LD: That’s a great example. And I know one of the ways I think of it too, you know sometimes you wake up – particularly on a summer morning – there’s all this dew and you see one of those fabulous spider webs and there’s never two alike. And they’re just, you think how did that happen overnight and they’re so beautiful and so fine. The strings, the filaments are so fine. And so unique.

 SM: Every combination. I love spiders.

 LD: Me too. Spiders created the alphabet – Spider woman; and they bring forth the alphabet and create, create, create. We have a lot of lessons to learn from spiders. And you, recently, had a real experience didn’t you.

 SM: Yes, my spider bite. It’s almost all gone now. Thank you, spider.

 LD: So when you’re working with, well with all the Universal Laws, but particularly this Law of Instantaneous Transformation, you’re really looking and pulling up and working with your soul design. And you may be looking at part of your soul design that you haven’t even looked at before. And when we talk about the soul design, we don’t just mean our physicality. We mean our mental, emotional, causal, astral – all of our bodies, all of our feelings, all of our spirit is in this design.

 SM: So let me ask you this. This particular Law is mostly about personal work, correct?

 LD: Yes. Good point, Suzi. It is about personal work and it’s about physical, personal work and it’s about activating our DNA, turning on certain aspects of our DNA. As soon as you began to work with the thirteenth octave your thirteen strands of DNA were already activated. So, not only is your soul design nicely anchored, your thirteen strands of DNA are well underway as well. And they’re braided into this, you know your twelve strands of DNA are unified into the thirteenth. So it’s like a bundle. And that comes up. The way you can think of that is up your central column of your spine much bigger than your spine but actualize it being.

 SM: So these Universal Laws are helping us to see and know how to become extraordinary human beings and I’m just so excited to be part of this.

 LD: Me too. And you know every time we do this, I mean and I’ve been working with this for awhile, but I learn so much that’s an expansion of this. And so they’re just bringing us along in this – step by step by step.

 SM: So shall we begin?

 LD: The reason I spent a few minutes talking about our soul design is that in our meditation we’re going to have a look at it.
 (meditation begins at 15:40 and ends at 33:20)

 Sanat Kumara: Greetings, I am Sanat Kumara, and yes congratulations as you go forward in this Law of Instantaneous Transmission and Transformation and the activation by conscious choice of what you choose to experience and what you choose to bring forth in this journey of Light and Love and transformation not only of your sacred self, because dear heart the ripple effect, the domino effect is for the entire planet and far beyond.

 Each of you, regardless of how realized aware and awake you are, has desires with regards to the expansion of your sacred self. And there is an entire list, the recognition of your inter-dimensional self, the activation of your Ascension flag, the activation of perfect health, the activation of balance in all realms – mental and emotional, spiritual, physical, all of these my Beloved Ones are at your fingertips. 

And I come this day not particularly to teach, perhaps to guide, but particularly to simply say you are ready. You have been ready for some time. But we revisit this and bring it to your cognizant attention right now because you know you are ready. You do not question any longer your capacity and ability to create and to create in accordance with Divine Plan. And with Universal Law.

 We would not be having this conversation, because that is what it is, if you were not ready to fully engage and to be confident enough in your own discernment that you are ready and capable of doing this in tandem with all of us.

 There are many activations that are being sent and given and gifted to you, particularly directly from the heart of the Mother at this time. And that is creating a smoothness, an expansion that allows even greater facilitation with these activations that you are selecting and that you are bringing forth.

 Sweet angel, if you have asked for long red hair and you currently have short black hair and it is not for your highest good I will not permit it. I will act as the referee here. But what I suggest to you, and what I see in each and every one of you, is that your desires of activation are far more sophisticated, complex and of Love.

 So very little has to do with hair or height but they do have to do with well-being and perfect health and serenity. And these, dear heart, are not only part of your soul design, but your birthright. And part of the collective DNA as well. Many of you as you have come forward and chosen to be part of the old third have allowed certain disabilities of one sort or another. And you have done so to assist in the breaking of those false paradigms and illusions – those false grids.

 So part of what you are doing right now with me this day and from here on in is declaring that those false grids no longer exist, and as you are Beings of the fifth, sixth and seventh reality you are free to reactivate the perfection of who you are and in so doing what you are also declaring is that those rules, those restrictions, those shackles of the old third no longer exist.

 You are declaring your freedom as a creator in a very personal and individual way. And it is important to your participation in this and the application of this Law is key. So there are activations, collective, that have taken place and will continue to take place but primarily in this situation, particularly a shift in Ascension, you are learning and you are using this particular Law. It is not like the Law of Transmutation where you are peeling away, scrubbing, cleaning up and finding the treasure that is buried underneath the debris.

 In this Law what you are doing is you are activating what has been present always but not turned on. So you are throwing the switch. And not only are you capable of doing this, you are encouraged, invited, to do this.

 And not only by me, dear hearts, but by the Divine Mother herself. For She wishes to see you in the fullness of your design. Now as you begin this undertaking we are not suggesting to you that you turn on everything at once. First, because we want you to experience and understand the Law. But also we do not wish for you or we to overload your circuits.

 So one at time. One a day. One a week. But what you all find with each activation there is a triggering of other activations. So it is simultaneous as well. So, although you may feel that you are turning on one switch, one aspect, you will see that there is also a domino effect and you will begin to feel better, look better, create more clearly, have greater clarity in your mental body which has already been expanded. 

So what are you truly turning on in conjunction with the Mother’s latest blessing? You are turning on not only the capacity that you have come with, you are acting in an expression of greater love for your sacred self.

 All of this is of One. These events, these Laws, they are individuated simply for purposes of explanation so that you gain the understanding. But it is the unified grid my friends. Just as your design is the unified grid.

 So let us begin together. Do you have questions for me, sweet Suzanne?

 SM: I do indeed, Raj. If I may take a detour to speak really quickly, I first want to thank you for sharing all that you have on these Universal Laws, particularly the Law of Transmutation. I use it to great effect. And I’m wondering if invoking that Law can also lead to stirring up of especially deep issues and acute awareness of the debris and not necessarily always a clearing of it at first. I’m not sure because I think I may have witnessed both.

 Raj: Absolutely. Do not forget, yes we have talked about the buried treasure beneath the barnacles and the debris, the mud and the sludge. But dear heart, who do you think created the mud and the sludge? 

So, it is acknowledging individually that you contributed to the mud and the sludge, the barnacles, the debris; but also in the third dimension everything that happened in the building up and the buying into those illusions were a collective creation as well as an individual creation. It wasn’t simply you saying ‘now I will create this drama or this illusion’. It was supported and in some cases it came to you because it was a collective belief and then sometimes you contributed to the collective belief.

 So yes, when you are working with the Law of Transmutation you are not simply digging and bringing out the buried treasure and polishing that gemstone; what you are also doing is cleaning up the sludge.

 So you are absolutely correct. So you are loving and transmuting the sludge as you work your way to the buried treasure.

 SM: Yes, yes. Thank you for that. So I’m trying to understand where humanity is going in terms of our abilities and why our human form is so important. As I understand it, the Ascended Masters can take any form they like and that, until now, ascending with the physical body has not been available. I do see the benefit of having physical vessels here on Earth in order to be anchors and portals for Divine energies, but once we reach a certain saturation point I’m wondering what’s next for us.

 Raj: It will be a choice. What you are doing in this Ascension process is it truly is a return in many ways to the original plan of the Mother. Now the original plan is not simply the journey that you are taking back to the Light or the Source as it were. It is also you understanding that you have a choice to be in and out of form. But you don’t realize that until you’ve maintained your form. And one of the things that has happened – particularly with all the illusions of the third – is that as a collective you basically say I can’t wait to get out of here.

 And you create great scenarios and dramas in order to do that and to accomplish that and it includes death and disease and destruction. When the Mother asked Gaia, the mighty Archangel, to assume a different form, she did so without hesitation.

 And one of the reasons was that the Mother was creating – think of it as a playground – an amusement park for her Angels to play. To have an experience of various, not simply human, but various forms of physicality. Other than what you think of as the energetic form and design and imprint of the Angelic realm. Regardless of which realm you belong to, whether it was Seraphim or Angel or Guardian Angel, it matters not. It was for her Beings to have a place to play.

 That was lost. And it was also lost to the exercise of free will. Free will will not ever be removed. And we have spoken, the Archangels, particularly Michael and Gabrielle, have spoken about how they have free will, which is surprising to some human beings. We have – the Ascended Masters, myself – I have free will.

 The point of the journey and what was lost is that choice. It’s always the choice of the alignment and the experience of Love. Of being in full connection with the Divine because to be out of alignment, even in the slightest, with that Love is inconceivable but also painful in every sense of the word. So that was the plan.

 And then the dross and the illusion and the debris, the sludge, the barnacles, of human choice as they drifted further and further away, that sense of flexibility of being in and out of form in the blink of an eye by choice, by the exercise of free will, was lost.

 So, that in the ascension and ascension to the higher dimensions is what is being restored. So what happens when you reach that point? You float in and out of form at will. So that is where you are headed.

 But if you did not have a form, you would not be able to be making those free will choices. So first you are learning to be in the alignment and in the joy and in the rapture in the best sense of the word by being in form, by being in alignment, and then you will have that ultimate choice.

 SM: So, that brings up the idea that there are actually limitations to being without form.

 Raj: Well, we have a form. It is just not what you think of as a human form.

 SM: Okay. I am starting to understand that, because in meditation a couple of days ago I started, well I’ve seen them before, but I just started feeling what they are – colored circles up in the air, I can see that they are orbs but I just really got the other day that they’re actually Beings and there was such an immense amount of love going back and forth between us. And it brings tears to my eyes when I’m out there and feeling it and it just tells me that we humans have expectations on what it is going to be like when we meet our Galactic brothers and those formless ones and it’s just very exciting to me that I’m starting to see that.

 Raj: And what you are seeing in those orbs, particularly when you see them with designs in them, is what you are seeing is in fact the soul design. It is the energy pattern of that Being. So you are really seeing the truth, the orbs have been not fully understood to date. So when you are seeing these orbs, you are seeing the Beings.

 And it is truly sacred. So, can we then assume a form and morph into whatever form – and because the human beings tend to have this residual of fear, still, we will often morph into a humanoid form. But yes, when you are looking truly even at one another, that is why we have spent some time and prodded the channel this day to talk about the soul design. What you are seeing is the truth and the totality of the Beings. 

So yes, dear heart, love your orbs. Because they are Beings. They are the fullness of a Being.

 SM: And they morph into rainbow colors and it’s just wonderful. Okay, so we have some callers lined up; I have one more thing if you could – I’ve heard spoken many of the desires people have around changes they wish for their bodies. I was hoping you could offer a practical use of this Law just like with the Law of Transmutation you gave us this beautiful exercise. Is there a simplified way that you can offer us to make those changes within our selves?

 Raj: Yes. And that is why I have used the symbology of the mailbox flags. Because it is simply something that everybody is familiar with. We understand that in many countries there is no such thing as a mailbox flag, particularly on the plains of Africa. But think, all of you do have the symbol in one way or the other, the concept of a flag. Whether it is a prayer flag or the hoisting of a flag, of a piece of cloth that is representative.

 But you could just as easily use a button or a key. So this is what we wish you to do. And when you are working with this Law. See yourself sitting down; it is best to sit rather than lay down. And then see yourself standing back towards yourself so you are facing your back. And you are facing your central column which is the cylinder around your spine which is where your etheric and your actual DNA is located.

 You think of an aspect that you wish to activate in your beautiful unique design. And understand, this Law in particular – eventually we will teach you how to do this with others. But that is not where we want you to start. There is enough work at home to be done.

 So you are looking, eyes opened, eyes closed, it matters not. Some of you can put out your hands so where we used to have you cup your hands with the Law of Transmutation, now we want you to put your hand – after you’ve decided what you wish to activate – put your hand, either hand it matters not, out and scan the spine.

 And you will feel where that point of activation, whether it is a flag a button or a key, you will feel a slight tingling primarily in the center of the palm of your hand. Your fingers may feel it as well, but definitely your ‘high sign’ as it were is the center of the palm of your hand.

 So you can do this with me, so you run your hand down this column of the back of your spine and you feel where those several flags, because most of what you are activating has several points of activation, so first you scan; then dear heart, go back down – not bottom up; you go back to the top, and you simply turn up the flag, push the button, turn the key, and go down; flip the flag, push the button, turn the key.

 There usually will be about three or four. Now if you are working for example on the elimination of a dis-ease, now there may be many flags and you may do this consecutively for several days, but keep at it. And you will know when it is done.

 Now you may not feel it in that very moment, but because the flag, the DNA – spiritual mental emotional physical DNA – has been activated for that perfection not merely for the healing, but for the perfection – it may take a bit. But we are not talking years. We do not have years at the moment. We are talking days.

 And you have seen how rapidly the Law of Transmutation works. Well, this even more. That is why we call it instantaneous.

 SM: I’m excited to practice this this week. Are we ready for some callers?

 Raj: Yes we are.

 SM: So area code 604 are you with us?

 Caller 604: Oh thank you. Hello Linda and Suzanne and Sanat. It’s Kathleen calling. I would like to thank you, Sanat, for speaking to us about all these Laws. They are so helpful. And I actually have a question about currency, our human love of money, currency, it is the currency of life. I was wondering if you could give us a practical application of the Law of Instantaneous Transmission to bring about personal financial abundance. Is this a flag that we can lift?

 Raj: Welcome dear heart, you are not activating an external flag. That has yet to come. But understand, what you are activating is your design that allows for worthiness, for abundance, and for completion. 

You do have a love of currency and let us be very clear that the Universal Law of currency is the currency of Love. So that is the starting point. Now what is it when you look at your soul design, you know whether and if you were looking at the collective soul design of humanity, particularly this group of close to seven billion that are on planet at this moment, the collective design is not one of impoverishment. It never was. That was the illusion of the third. So, what you are doing is activating the flag for receptivity, the openness of self-worth, and the ability to receive abundance.

 So you are going to have about seven flags in this regard. So there is self-worth, there is receptivity, there is the ability to give and receive, there is the willingness to move forward, because what you are speaking of is bringing forth currency in a physical realm, but first what you are establishing and recognizing is your own currency of Love. And your own deservingness, your own worth to experience, and to be able to create and play.

 So it is not born of neediness. What you are doing, and we have not talked about this but Kathleen you have activated this, therefore we will discuss it. There are certain flags that you are going to turn down. The mail is gone. So, turn down the flag of neediness, turn down the flag of I’m not worthy. And turn up the flag of willingness to receive. Do you understand what I am saying? 

Kathleen: Yes. Thank you.

 Raj: And in that way you have created, you have raised the vibration to the frequency of the human beings and therefore you are holding the frequency for the collective of the willingness to receive.

 Now I know many of you are listening very closely to this. We have spoken to you as the Council of how you are doing the work through your field. When you activate this, you are committing yourself to also holding this for the collective and you are communicating this whether it is currency or perfect health or generosity. You are communicating this to the collective. So turn off the neediness, the panic, the fear, will I receive, will it be in time, will I be able to pay my rent; and activate the truth of your soul design.

 Because the truth of your soul design – we will give you currency to play with – but the truth of your soul design is, dear heart, you have the currency of Love to create whatever you want.

 When you came forth as those angels inhabiting form, do you really think that the Mother sent you to the kitchen? No. That devolved and it was part of the human relearning experience, but when you wanted food – you have that expression ‘manna from heaven’? The food was there. And it was tasty and it was delicious and it was instantaneous. So this is what you are returning to.

 You have come from a culture – and listen to what I say, even as Ascended Master and Planetary Logos – you have come from a culture – regardless of which culture – that has admired and deified gurus.

 So you have had gurus who have been able to manifest instantaneously and you have put them in a different category. And you have said “Master, teach me or simply give to me.

 What I am saying to you is that you are your own guru. I do not wish to be your guru; Sananda does not wish to be your guru, Saint Germaine does not wish to be your guru. You are your own guru. And in this, you have the capacity to instantaneously transform air into whatever you wish. So it is time to get going.

 SM: All right, thanks for calling Kathleen.

 Kathleen: I actually have one more thing. A quote from Linda’s book jumped out at me, her new book, The New You, and it said, “The Mother said the keys to Heaven are trust and forgiveness; the doorway is Love, open the doorway with your keys and step into your new life.” And I think that’s exactly what you just told

 us. Raj: That is correct, dear heart. The wisdom and the Laws, they do not change. Thank you for that observation.

 SM: So, we are on to area code 248. Are you with us?

 Caller 248: Hi Raj and everyone. I’m looking at the possibility of understanding universal self and the soul design that you referred to as that design of and what relation is that to our universal self?

 Raj: It is the depiction and the design of your universal self. So when you are looking at and working with your soul design you are working with your universal self. They are not different.

 Caller 248: And we’re learning to play in and out of form. And that opens up a whole new world of reality.

 Raj: You are now, particularly, think of this as a course that lasts a lifetime. And you are learning at this moment – particularly you, sweet angel – about being in form.

 Now all of you have been tremendous and you don’t give yourself adequate recognition; you have all been very good at being out of form. And even while you still have the form, you drift in and out of your body continually. Consciously and unconsciously.

 That is one of the reasons we often say part of creation is the daydreaming. It is the dreaming. It is allowing the inspiration and the dream to anchor back in to the physical form. You are out of body at night as you travel with myself, with Archangel Gabrielle, with Archangel Michael, with Jophiel.

 You are out of your body a great deal and most of you have been very happy and comfortable out of body. Because the density of the old third was so heavy on your shoulders that you couldn’t wait to slip away. Now with the new dimensions that weight is gone.

 And what we are asking you to do, what we are doing with you is, now you are experiencing the joy, the sweetness, the pleasure, the fun, the ecstasy of actually being in form. Not that you are trapped, but think of it as the scales. Now the scales are, particularly with me, are always in balance. But for right now, they are slightly more in favor of learning to be in form while you are doing all of this. Do you understand what I say to you?

 Caller 248: Oh yes, and thinking also of the importance of anchoring in Gaia as we are playing with our forms.

 Raj: It is absolutely necessary to drop your anchor, your cord, and to be connected firmly and completely with Gaia. Because she will hold you in love and nurturing and in safety and security. So that you are in form even as you are drifting across the Multiverse.

 SM: Cool. We are on to area code 520. Are you with us?

 Caller 520: yes I am. Good morning Suzanne, good morning Raj, good morning Linda. I just had something special happen last Tuesday night. I spend a lot of time outside looking at the stars and I’ve never had anything like this happen before.

 But I had a vision while I was looking at the stars last Tuesday night. And while I was looking I kind of felt like a point of consciousness; I guess you would say I slipped away from looking at the stars and I have been thinking just what it would be like, I read a lot of channelings, and I thought the veil feels really thin right now between our dimension and the higher dimensions.

 And I do healings and I feel connected all the time with the higher dimensional Beings. But I have never had a feeling like this before. I was looking out and all of a sudden I felt like, instead of watching the stars I felt like I was floating forward and I started seeing off to either side, sparkles of white light like when you’re looking at water you see the sparkles and they started forming globes of sparkling lights all around me.

 And as I was looking at those sparkles I realized that each of them represented an Angelic Being and what I was feeling from them was just completely elation and joy for me. And it was directed towards me and all of humanity. And as I kept floating forward, I realized that they were ecstatic because the vision that I was having was telling me that we’re there. It’s not on the verge, we’re already there.

 And so after a couple of minutes I slowly swerved back out of the vision and I was back watching the stars and tried to remember right away, okay what did I just see, I have to write this down so I don’t forget it. What did I just see. And what was I just feeling.

 So, even though I just had it, it was still kind of hard to remember exactly that same elation and feeling while I was involved in the vision. So I came back inside and I wrote it down and I showed my wife and then I went back to the computer to read some more channelings and the one I read was Fran Zepeda’s one from Master Lando and glowing orbs of light and I was oh my god this is just what I saw. This feels kind of like a confirmation.

 Then about half an hour later I went back with my wife who was watching some Japanese animation that she got from her family in Guatemala and she was watching this animation of a young boy and all of a sudden he’s surrounded by these orbs of light and stars and stuff and I was thinking what are the odds that all three of those things happened within an hour.

 The main thing about the visual is the joy in which all these sparkling lights, all these Angels had about humanity; so I thought I would share that today and just see what Raj thought about that and if he could add anything to it or let me know if there’s other significance he can comment about it.

 Raj: And thank you dear heart. And what you have done and what you have experienced was the elimination of that veil. It is not thin. It is nonexistent. And it is only the belief system of humanity that it is still there.

 So what you flipped into as you have said, was in fact the truth of what is. And that you are surrounded by Beings of Light and particularly you have been praying for healing and you were surrounded by the Healers of Tralana, those are those bright sparkling lights those orbs that come to you as well. And they can come to you at any time.

 But it was triple confirmation. So that you would know. This is not your imagination. This is your answered prayer. And for you to also know – yes the joy and the love that is felt on this side for you and for all of you and that we are inviting you, we are begging you, to participate constantly in that sense of overwhelming love and joy. Because that is the truth of your natural state. And so it was confirmed and confirmed and confirmed again. And now you have confirmed it to all who are listening and who will listen. So for this, I thank you.

 Caller 520: I just want to say thank you to all those Angels out there. Because it was the most real, fulfilling experience. And what’s really strange about it is I keep trying to recreate that feeling and I haven’t been successful so far about recreating that feeling I had while I was in that vision. That’s like the only vision I’ve ever had in my life and I want to get back into that feeling but I couldn’t. Is there a way to get back into that?

 Raj: Yes. What you need to do is to relax. You can’t force it. So go back outside. This is your milieu; go back outside, relax. Allow, allow, allow. Gaze at your star friends and then allow the veil to slip away. That is how you will recreate it. And I will help you.

 Caller 520: Thank you, I know you will.

 Raj: Go with my love, dear heart.

 SM: We have time for one more quickie so I’m going to area code 250.

 Fern: Hello, this is Fern. I feel ten feet high when I listen to you, Sanat Kumara. You empower me and us so much. Thank you.

 Raj: You are welcome dear heart.

 Fern: You talk about going into our hearts. Can you help me how to bring my heart to this still-point you are talking about, please?

 Raj: Yes. And it is part of what we teach you in the book that we have channelled as well, The New You. It is one of the meditations. But this is what you do. Think of it as if you are bringing, as if the energy from your head and your entire being both from the bottom up and from the top down is going down a drain. So that all the energy is draining and collecting in your heart. That is the first step.

 Then allow your breath – and you may practice this – allow your breath to slow, count four in, hold for four, four out; then do it eight. Until you are comfortable and your breathing is slowing. Then simply say I wish to go to stillness. If your heart and your heartbeat was a pendulum, simply stop the pendulum. The same way you would reset a clock; an old-fashioned clock. Stop it. And just be.

 Do not worry about breathing; we will not let you suffocate. Your body is constructed to start breathing when you need to. So just be in that place of stillness. It feels like the immense void of nothingness. In truth, Beloved, it is where everything is. So simply practice; do not let fear or ‘I can’t do this’ or ‘I don’t know how to do this’ interfere. In fact, turn down that flag and turn up the flag of still-point.

 Fern: Thank you so much.

 Raj: You are so welcome. Go with my love. Farewell.

 SM: So, Raj, for next week, first thank you again immensely for all the information and the help you offer us to become our true, wonderful, fabulous, Divine and Galactic selves. What is next week going to be?

 Raj: We are going to speak about the Law of Dispensation. This is a Law that you invoke when you wish to let go of what has been in the past or perhaps even in the future – the most graphic example we have for you during this time is the Law of Karmic Dispensation. So yes, get ready to let go dear hearts. We don’t ask you to simply create without letting go so this can be your Law of Clearing. I will be here.

 SM: Thank you so much.

 Raj: Dear heart, you give me joy. All of you. Do you know as Planetary Logos how long I have waited to have this conversation? Bless you.

 SM: I feel that. Thank you. It’s wonderful.

 Raj: Go with my love and go be flag wavers, raise your flag, lower your flag and play dear hearts. I will coach you. Farewell.

 SM: Thank you so much.

 LD: Hi, it’s Linda.

 SM: Hi, Linda. We have a minute.

 LD: I just get to come and say goodbye, don’t I. 

SM: Yes, but thank you so much for what you do.

 LD: This is amazing. For us to be walked through this step by step is just – what a gift.

 SM: It’s a gift and a huge honor and it makes me want to cry right now.

 LD: I tell you, we’re given the tools to just – this is part of our Ascension. We wouldn’t have been in a position to fully implement or understand these Laws you know years ago. And even though we had the words we didn’t really fully understand what they meant. In some ways it felt like a foreign language.


Source : http://counciloflove.com